By Zack Devin
Car insurance renewal is an important procedure you need to go through as a four-wheeler owner. This is a process where your four-wheeler insurance is renewed and continued to the next policy term. Self-inspection plays a pivotal role in this process of car insurance renewal online.
Thanks to the emerging online tools, you can say goodbye to complex paperwork and long waits. This convenient procedure for self-inspection offers a much better car insurance renewal online experience.
So, if you have four-wheeler insurance, this blog is for you and your policy’s stress-free renewal.
Self-Inspection for Car Insurance Renewal
If you have car insurance, you must familiarise yourself with terms like IDV in insurance and car inspection. Car inspection refers to the assessment of your vehicle to comprehend its condition and health.
This assessment, or inspection, is done to detect any inherent risks in your vehicle to determine the policy premium. Car inspection is done on a few occasions, such as settling a claim, changing car ownership and renewing four-wheeler insurance.
Self-inspection of your vehicle refers to the process of assessing it on your own. This feature helps you inspect your four-wheeler vehicle using your smartphone and submit proof in the form of videos or photos. You may find this feature on your insurance company’s official website or application.
Self-Inspection Process for Car Insurance Renewal
● Download Official Application
You have to download the insurance company’s official application from the Google Play Store or Apple Store. Suppose you bought your car insurance from Tata AIG. For your Tata AIG car insurance renewal procedure, you need to download their app on your phone and proceed with the self-inspection process.
● Submit Policy Details
Once you have successfully downloaded the official application, you must log into your car insurance account. You receive your login credentials at the time of policy purchase. So, when you start your car insurance renewal online, you have to enter the same credentials.
Enter necessary details such as the car’s registration number, policy number, mobile number, personal details and more. Typically, due to smart technology, once you enter your mobile number, all the necessary policy details get filled out automatically.
● Take Good Evidence
After logging into your insurance policy account, you have to select the self-inspection feature for renewal. This will allow you to click pictures and take a video of everything. This video feature enables 360-degree projection.
You must take the video from different angles in a well-lit area and keep your bonnet open while making the video so that it can capture the engine and chassis numbers. You may also click pictures of all the necessary details and submit those. This preference might change from one policy provider to another.
● Submit the Self-Inspection Video/Photos
Once you have made a proper video of the car and the necessary numbers, you can hit the submit button. Once your video or photos are uploaded, your car insurance renewal online self-inspection process is done.
Benefits of Self-Inspection In Car Insurance Renewal Process
● No Paperwork
The biggest advantage of following the car insurance renewal online process is that you need no papers and documents in physical format. Thanks to your smartphone, you can easily upload any document and any video in a soft copy format.
● No Surveyor/Inspector
You do not have to wait for an inspector or surveyor to visit the vehicle and make the assessment. The online self-inspection in car insurance is a straightforward process that can be followed by a person who is not necessarily tech-savvy. This prevents the hassle of physical visits.
● Quick and Convenient
You save a lot of time when you opt for self-inspection for car insurance renewal instead of a physical inspection.
● Rapid Approvals
The insurance company or the agent can review and determine the car insurance renewal price instantly, as and when you submit it. Meanwhile, when it comes to physical surveys, it will take the surveyor and insurer a couple of days to complete the process.
● Customer Support
Since you are on the insurer’s official application, customer care services are readily available. Be it tutorial blogs and videos or helpline and chatbots; the app pulls you out of your problems.
Final Thoughts
This new feature in your insurance company’s application and on their website will save you a trip or two to the company office near you. Online self-inspection in car insurance renewal procedure is straightforward and stress-free, enhancing your insurance experience.
We hope this blog helped you understand the detailed procedure of self-inspection for car insurance renewal.
